PayPal Credit

One of the payment methods we offer at checkout is PayPal Credit. 

This is a credit limit which gets connected to your PayPal account, which can be used for online purchases. 

If your basket is eligible for this, a selection of instalment offers will be displayed, which enables you to spread the cost of your purchase across monthly payments. 

A minimum spend of £99 applies to 6, 12 and 18-month agreements, and £199 for 24-month agreements.

Do I need a PayPal account? 

Yes, as PayPal Credit links to your PayPal account, you do need a PayPal account to use this payment method.

If you don't have one, you can create one as part of the application. 

How do I apply? 

Applying for PayPal credit is easy! Just click on the button at checkout, and a selection of instalment offers will be displayed. 

You will need to fill in the application form, and PayPal will run a credit check. 
If you are approved, you will have a credit limit applied to your PayPal account once you accept the Credit Agreement. 

Am I eligible? 

Before applying, please make sure you meet the eligibility criteria set by PayPal. 

This includes: 

  • You are a UK resident aged 18 or over
  • Have a good Credit History 
  • Have not recently been declared bankrupt
  • You are employed and have an income greater than £10,000 per year

My application was unsuccessful

If your application for PayPal credit is declined, PayPal will send you more information about why. You can still use PayPal to complete the purchase. 

I already have PayPal credit, do I need to re-apply? 

If you already have PayPal credit, you can take advantage of the offers without having to reapply, so long as you have enough of your Credit Limit available. 

What happens if I return or cancel my order?

Just return your item as normal, and your money will be refunded to your PayPal Credit account. 

PayPal credit is not available at checkout

You need to make sure that the basket is eligible for PayPal credit, to allow for it to show as an option. The value needs to be above £99 for this to be eligible. 

 Got more questions? 

If you have any more questions regarding PayPal Credit as a payment method for musicMagpie, please contact them directly, or view their website here. 



Finance provided by PayPal Credit. Terms and conditions apply. Credit subject to status, UK residents only, Entertainment Magpie Ltd acts as a broker and offers finance from a restricted range of finance providers, PayPal Credit is a trading name of PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH.



Have more questions? Contact Us